Terms and Conditions of Service

These terms and conditions govern your use of feralynthiqe financial planning consultation services and website. By accessing our services, you agree to these terms in their entirety.

These terms were last updated on September 23, 2025.

Acceptance of Terms

By engaging with feralynthiqe consultation services, scheduling appointments, or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any provision, you should not use our services. These terms constitute a legally binding agreement between you and feralynthiqe regarding use of our financial planning consultations and related services.

Definitions

The following terms have specific meanings throughout this agreement:

• Services refers to financial planning consultations, analytical reviews, personalized guidance, and related offerings provided by feralynthiqe to Australian residents seeking budgeting, retirement preparation, or wealth allocation assistance.
• Client or You refers to individuals engaging with feralynthiqe consultation services, whether through scheduled appointments, website usage, or other interactions with our team and resources.
• Consultation refers to scheduled interactions between clients and feralynthiqe financial planning professionals for the purpose of discussing financial situations, goals, and potential strategies.
• Website refers to feralynthiqe.com and associated digital properties including client portals and scheduling systems.

Service Usage Terms

feralynthiqe provides financial planning consultations designed to help Australian residents explore budgeting strategies, retirement preparation, and wealth allocation considerations. Services are provided based on information you share during consultations. The quality and relevance of guidance depends on accuracy and completeness of information you provide. You are responsible for implementing any strategies discussed and for all financial decisions made during or after consultations.

Eligibility

Our services are available to individuals 18 years or older who are Australian residents. By using our services, you represent that you meet these eligibility requirements and have legal capacity to enter into binding agreements.

Services are designed for Australian jurisdiction and may not be appropriate for residents of other countries.

Your Responsibilities

As a client, you agree to the following responsibilities:

• Providing accurate, complete, and truthful information during consultations to enable meaningful analysis and relevant guidance tailored to your actual circumstances.
• Maintaining confidentiality of any access credentials for client portals or scheduling systems and notifying us immediately of unauthorized access.
• Attending scheduled consultations at agreed times or providing reasonable advance notice of cancellations to allow rescheduling opportunities.
• Making independent financial decisions after consultations and conducting additional research or consulting licensed professionals before significant commitments.

Prohibited Uses

You agree not to use our services for the following purposes:

• Providing false, misleading, or incomplete information during consultations that could result in inappropriate or irrelevant guidance.
• Attempting to gain unauthorized access to our systems, other client information, or restricted areas of our website or digital properties.
• Using consultation information for unauthorized purposes including redistribution, commercial exploitation, or representation as your own professional advice to others.
• Engaging in any conduct that disrupts services, interferes with other clients, or damages feralynthiqe reputation through false statements or misrepresentation.
• Violating any applicable laws or regulations in connection with your use of our consultation services or website.

Intellectual Property Rights

All content, materials, methodologies, frameworks, and resources provided by feralynthiqe remain our intellectual property. This includes consultation frameworks, analytical tools, website content, branding elements, and proprietary processes. You may not reproduce, distribute, modify, or create derivative works from our intellectual property without explicit written permission. During consultations, you receive limited license to use information for personal financial planning purposes only.

Information You Provide

Information you share during consultations remains your property. However, by engaging our services, you grant feralynthiqe license to use this information for the purpose of providing consultations, maintaining service records, and improving our methodologies through anonymized analysis.

Privacy and Data Protection

Protection of your personal information is paramount to our operations. Our Privacy Policy describes in detail how we collect, use, store, and protect information you provide during consultations and website interactions. By using our services, you consent to privacy practices described in that policy. We comply with Australian Privacy Principles under the Privacy Act 1988 and maintain comprehensive security measures to protect sensitive financial information. View Privacy Policy

Service Disclaimers

Important disclaimers regarding our consultation services:

Limitation of Liability

To the maximum extent permitted by Australian law, feralynthiqe and its team members are not liable for any financial losses, damages, or consequences arising from your use of consultation services or implementation of strategies discussed. Our liability is limited to the fees paid for consultations giving rise to claims.

Indemnification

You agree to indemnify and hold harmless feralynthiqe, its team members, and affiliates from any claims, losses, damages, or expenses arising from your use of services, violation of these terms, or infringement of third-party rights.

Dispute Resolution

Disputes arising from these terms or use of services are governed by Australian law:

Governing Law

These terms are governed by and construed in accordance with laws of Australia. Courts in Australia have exclusive jurisdiction over disputes arising from these terms or use of our services.

Termination

Either party may terminate the consultation relationship at any time. feralynthiqe reserves the right to refuse or terminate services if you violate these terms, provide false information, or engage in prohibited conduct. Termination does not affect obligations or liabilities incurred prior to termination date.

Modifications

feralynthiqe may modify these terms at any time. Changes become effective upon posting to our website. We notify active clients of material changes via email. Continued use of services after modifications constitutes acceptance of updated terms.

Severability

If any provision of these terms is found invalid or unenforceable, remaining provisions continue in full force and effect. Invalid provisions will be modified to reflect original intent to the maximum extent permitted by law.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and feralynthiqe regarding use of consultation services. They supersede all prior agreements or understandings, whether written or oral.

Contact Information

For questions regarding these terms, contact us: